💡 Exemple concret
Marc, homeowner with 2 cars — what he saved by shopping around
Auto + home bundled with same insurer- $420/yr
Raised deductible ($500 → $1,000)- $180/yr
Removed duplicate credit card life insurance- $240/yr
Annual savings$840/yr
🎯 Quoi faire maintenant
- 1
Bundle auto and home with the same insurer — the multi-policy discount is typically 15-20%
- 2
Shop at renewal time: get 2-3 quotes 30 days before your policy expires
- 3
Remove overlapping coverage: credit card life insurance, accident coverage already included elsewhere
Key points
Auto insurance follows a Quebec-specific framework tied to the SAAQ.
Deductibles and exclusions matter as much as price.
Life and disability insurance do not protect against the same risk.
Useful pages
FAQ
Should I shop every year?
Very often yes. Pricing and underwriting appetite can move a lot for the same profile.
Do renters really need coverage?
In practice, yes, especially for liability and contents protection.
Place insurance in the wider picture
The questionnaire helps you reframe insurance decisions inside your full financial context.
Review my situation